Your credit score is a key factor in buying a home. Qualifying for a mortgage and getting the lowest possible interest rate can be difficult if your credit score is low.  Since a mortgage to buy a home is most often the largest loan most people will ever take on, it's a good idea to […]

Credit Score calculations can feel confusing and intimidating.  However, it really comes down to just five main factors that credit scores are calculated from.  It can be much simpler to improve your credit score by focusing on ways to improve in these five areas.  Despite there being a variety of methods that are used to […]

If you are having trouble getting your credit score, or if you have been denied a loan or credit card because of your credit history, you may be considering hiring a credit repair company. A credit repair company can help you improve your credit score. But how do they work? Do they really help people […]

Society is becoming increasingly dependent on using credit to make purchases and decisions. Nowadays, having a good credit score is beneficial for more than just the obvious cases of getting a credit card or a loan. More and more businesses are making the case that you must have good credit before they can offer their […]